Zelle Scam Alert: Fraudsters are sending fake texts claiming a Zelle payment was made from your account. Do not respond, click links, or transfer money. California Coast Credit Union does not offer Zelle payments and will never ask you to move funds to protect your account. Call (877) 495-1600 and visit our Security Page for details.

Smart Savings

Get what you need, not what you don’t.

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Primary Savings

Open with $0. Start earning at $50.

The savings account behind every Cal Coast membership. No minimum deposit, no monthly fee, and dividends as soon as your balance hits $50. It's the account every other Cal Coast product builds on.

Certificates

Certificates | Lock in a fixed rate from 3 months to 5 years.

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Money Market Savings

A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.

APY = Annual Percentage Yield. Rates are accurate as of 09/04/2026. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.

A $1,000 minimum balance must be maintained to earn dividends.
Check with your wireless provider to determine if data and text messages rates apply.
Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

Smart Savings

Earn Dividends on Your Savings Account is a Smart Decision

Everything you need to save — smartly!

Smart Savings Benefits:

You May Also Like These Savings Options

Primary Savings

Certificates

Money Market Savings