IRA Certificates

Lock in a competitive rate with guaranteed returns for 3 months to 5 years.

Learn more about Smart Savings accounts with California Coast Credit Union. Contact us today to get started.

Certificates | Lock in a fixed rate from 3 months to 5 years.

A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.

APY= Annual Percentage Yield. APY is accurate as of 08/14/2026. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. The minimum deposit required to open the 18-Month Bump Certificate is $1,000. The minimum balance to earn dividends is $1,000. One time bump rate option available at the request of the certificate owner. Penalty for early withdrawal applies to all certificate types unless otherwise indicated. The new rate from the date of the increase will remain in effect until the certificate maturity date. Limited-time offer. Rates and terms are subject to change without notice. Other rates and terms available

Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.

An IRA Certificate Makes Saving Easy