Primary Savings
PRIMARY SAVINGS
The savings account behind every Cal Coast membership.
No minimum deposit, monthly maintenance fee waived with qualifying conditions1, and dividends as soon as your balance hits $50. A one-time $5 fee opens your Cal Coast membership and everything else follows from there.
What it takes
$0Minimum to open
$50Balance to earn dividends
$0Monthly maintenance fee waived with qualifying conditions1
$5One-time membership fee
The $50 minimum balance applies to earning dividends only—there's no minimum to open or keep the account.
|
220K+ members served |
Since 1929 founded in Southern California |
NCUA federally insured |
$0 minimum to open |
220K+
members served
Since 1929
founded in Southern California
NCUA
federally insured
30,000
fee-free ATMs
Simple by design
No barriers to start
- No minimum deposit to open
- Monthly maintenance fee waived with qualifying conditions1
- Dividends on balances of $50 or more
Manage it your way
- Online and mobile banking2
- Mobile deposit, bill pay, and PayItNow3
- CoastLine 24/7 phone banking
- Free eStatements
Included from day one
- Convenient ATM card
- Unlimited electronic transfers
-
30,000+ fee-free ATMs
-
Free financial coaching and resources
Open with $0. Start earning at $50.
This account also opens your Cal Coast membership — everything else follows from here.
Additional products
Fixed rates from 3 months to 5 years.
Free Checking with eStatements →
Get paid up to 2 days early with Direct Deposit.4
$0 annual fee + 0% balance transfer fees on the Platinum Mastercard®.5
APY = Annual Percentage Yield. Rates are accurate as of [date] and subject to change without notice. Visit calcoastcu.org or a branch location for current rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.
1. $5 monthly fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account.
2. Check with your wireless provider to determine if data and text messaging rates apply.
3. Maximum PayItNow transfer is $1,000; no fee to use this service.
4. Direct Deposit may be credited up to two business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
5. Restrictions apply to 0% balance transfer offer.
