Extra Value Checking
EXTRA VALUE CHECKING
Peace of mind built into every day banking
Up to $25,000 in identity theft coverage, dark web monitoring, and a dedicated privacy advocate for $3.75 a month. No minimum daily balance required. Try it free for two months.1
|
220K+ members served |
$3.75 flat monthly cost |
3 gens family fraud recovery |
NCUA federally insured deposits |
$25K
ID theft coverage
$3.75
flat monthly cost
3 gens
family fraud recovery
NCUA
federally insured deposits
Protection that actually does something
ID theft protection
Fully managed fraud recovery, credit monitoring, and up to $25,000 in expense reimbursement if your identity is compromised.2
Dark web monitoring
Ongoing alerts if your personal information turns up somewhere it shouldn't—before it becomes a bigger problem.
A real person to call
A personal privacy advocate who helps investigate and resolve suspected or active identity fraud, not a call center script.
Extra perks that add value
✓ Exclusive consumer loan rate discounts3
✓ Up to two ATM fee rebates per month4
✓ Get paid up to 2 days early with Direct Deposit5
✓ Annual credit report, credit monitoring and alerts with score changes6
Everyday banking, included
The same account fundamentals as every Cal Coast checking account.
✓ Online, mobile and telephone banking7
✓ PayItNow person-to-person payments8
✓ Free access to 30,000 CO-OP® ATMs nationwide
✓ Unlimited check writing
✓ Courtesy Pay and Debit Card Courtesy Pay9
$3.75 a month. Real protection.
Open in about 10 minutes—no daily minimum balance to maintain.1
Already have Extra Value Checking?
Activate your identity theft protection benefits through NXG Strategies. Login to your account or learn more about your coverage.
Other checking accounts we offer
Free Checking with eStatements →
The same fundamentals, no monthly fee.
Premium checking with our most comprehensive account benefits.
Earn dividends on your balance.
1. Minimum opening balance of $25. Monthly maintenance fee of $3.75. Applicant must be at least 18 years of age to open an account.
2. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. Coverage is currently not available to residents of New York and may not be available in other U.S. territories or jurisdictions. Insurance products are not federally insured, are not obligations of, or guaranteed by the credit union.
3. Loan rate discounts apply to members in good standing upon funding; excludes credit cards and lines of credit; cannot be combined with other offers.
4. ATM fee waivers do not include fees charged by banks outside the CO-OP network.
5. Direct Deposit may be credited up to two business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
6. Monitoring services require consumer activation and are applicable to individuals age 18+ with a valid credit file; credit services provided by TransUnion®.
7. Check with your wireless provider for data/text messaging rates.
8. Maximum PayItNow transfer is $1,000; no fee to use this service.
9. If an account is overdrawn and not brought to a positive balance within 30 days, the account may be closed. Federally insured by NCUA.
